Mga bagay na humahadlang sa atin upang makapagipon

Mga bagay na humahadlang sa iyo upang ikaw ay makapagipon

1. Social Status
   Many of us always posting their new gadgets in their social media accounts just to show that they are rich which they thought that if they will post it people can call them a rich. Sometimes buying new gadgets is can sabotage you to save money because you are going to buy the things that you don’t need, things which is nothing, things that can have a low value when the days will past.
   
   
2. Instant Gratification
   Some of us, after getting the salary we spend it on the things that we want to reward ourselves for the hard work, effort and stress in our work. We are thinking that we should have relieved our stress and rest for a bit by eating outside, drink, videoke and buy the things we want. We should avoid this habit if we want to improve our financial status.
   
   
3. Wrong Mindset
   Sometimes spending our money over to our income will lead us into debt. We always say that “Hmmpp.. May mauutangan naman ako”.  One of the steps in improving your financial status is to get out of debt because debt will give you a lot of stress in result you cannot think what are the things that can help you to have another extra income.
   We always say “Hmmp.. Malaki naman ang suweldo ko” which is wrong. If you have a salaray of 50,000 dollar a month and  your expenses is also 50,000 dollar it is nothing because you don’t save money.
   
   
4. Delaying
   Start your savings at the very young age can give you a highest savings when you reach you retiring age. We need to discipline our self and have a determination to achieve our financial goals. Always motivate yourself by thinking about your goals in life it will push you to save money. Remember we cannot work forever, we can get old and get weak and the when the time we are old enough no one will hire us because we don’t have enough strength to work. So while you are still young save early, save as much as you can.