Pagkakaiba ng Asset at Liabilities

What Is the Difference of Asset and Liabilities?

Nung una akala ko din talaga yung mga bagay na meron ako noon ay asset. Yun pala hindi mo masasabing asset ang isang bagay kung hindi naman ito nagbibigay o nagpapasok ng pera sa bulsa mo. Isa  sa mga pagaralan kong libro ang Rich Dad Poor Dad ni Robert Kyosaki na nagbibigay ng bagong depinisyon ng asset at liabilities.

Forget what you have learned from your previous lesson and accounting. Robert Kyosaki have a new definition of Asset and Liabilities by writing his famous book Rich Dad Poor Dad. According to Robert Kyosaki, Asset means money goes in to your pocket and Liabilities means money that come out to your pocket.

Sometimes we recognize that all things we have are asset but the truth is, it is a liabilities which is money that goes out to our pocket. Examples of asset are Cars, House, Mobile Phones and other things. Cars doesn’t give money in our pocket but it will give you expenses like gas for fuel, mortgage payable, and maintenance meaning it is liabilities because money goes out to your pocket. House is not also call as asset because we pay for electricity bill, water bill, and other utilities. Mobile Phone is not an asset because we pay for internet bill, for loads and for charging. These are the things that we maybe call an asset but we don’t even know that these are liabilities.

Things like this can be an asset if we convert it into an asset. How? For example you own a car, you can use this for your business or you can use this for renting in order to have an income. If you own a house you can rent it so that you can have an income monthly.  If you have Mobile Phone and any other gadgets you can use this for business.

Lagi nating tandaan na kapag bibili tayo ng mga bagay na gusto natin, alamin natin kung ito ba ay asset or liabilities upang sa ganon ay maging epektibo tayo sa pagpapalago ng ating pera at makapagipon para sa ating kinabukasan. Being a wealthy person doesn’t mean you have all the things like these, a true wealthy person determine by having their own savings, investment, and knowledge. Wealthy people build their own asset first before building liabilities. Sa laro ng pagyaman kailang lang natin maging knowledgeable pagdating sa larangan ng pera. Tandan Mahalaga ang pera kaya dapat natin itong pag aralan.